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Tips to Trim on Your Family’s Prescription Spending
Among the rising prescription costs in the USA, it becomes hard for the families to fill their prescriptions and adhere to the treatment plans. So, here, we have come up with some tips that can help you with prescription medications savings and improve your health with increased affordability of medications.
Start with generics
Branded medications cost more due to the research and tests went into producing it. Americans fill nearly 2 billion generic prescriptions each year for good reasons. These generics contain the same active ingredient as their brand-name counterparts and are just as strong, but cost nearly one-fourth of their brand-name versions. Big chain pharmacies including Walmart and Target charge only $4 for a 30-day supply of many generics. You may also get a 90-day supply of generics for just $10. And there are no extra fees or membership costs.
Spill the pills
FDA has a list of pills that can be safely split. These pills have a score or split mark to indicate where you can split them. You can take a double-strength medication and then split it, this way; you can save money as double dose medicines usually cost less. Talk to your doctor if you could split your medication as some drugs may be harmful if split before use. Extended-release or slow-release medications should not be split. Also, split only one pill at a time and use up both halves before splitting another pill.
Shop around to save on prescription medications as medications prices may vary from pharmacy-to-pharmacy. Some get them directly from the manufacturers while others may use a middleman that may drive up the costs. Check drug prices at www.savingsonmeds.com/ for the lowest price of medications near your local pharmacies for savings on prescription drugs.
Shop from your insurer’s preferred store
You may be able to make 5 to 15 percent saving on prescription medications by shopping from your plan’s preferred drugstore. These drugstores may be the only places where your plan can pay for your copays. However, insurers shuffle these stores, so check back the list of preferred pharmacies every year.
Health savings account/flexible savings account
Enroll in a health savings account (HSA) or flexible savings account (FSA). FSA and HSA allow you to pay for your family’s prescription medications with your pre-tax earnings. Depending on your marginal tax rate, you can save significantly on your family’s prescription medication costs. Employees often contribute to FSAs and HSAs. Their rules of these two accounts differ slightly, unlike HSAs that are rolled over to the next year, FSAs do not roll over to the next year, and you lose any money kept in it at the end of the year. So, keep only that amount of money in your FSA that you think you will be able to must utilize during a year.
Medicare Extra Help
If your income falls below a designated level, you may qualify for Medicare Extra Help wherein you will not have to pay more than $2.65 for generic medications and $6.60 for branded medications.
Pharmaceutical Assistance Program
You can apply for State Pharmaceutical Assistance Program in case you do not qualify for Medicare Extra Help or Medicaid. However, these programs are not available in every state and do not cover every medication for every disease or condition. These programs have specific and variable eligibility requirements that are tailored for low-income, uninsured individuals to help manage their chronic and costly diseases.
Buy only from the licensed pharmacies
Buy your medicines only from licensed pharmacies in the US. Do not get them from overseas mail-order pharmacies just to save money as quality and safety of such medications is not known.
Download free SaveonMeds drug discount card for medications’ savings
You can also download your free SaveonMeds from www.savingsonmeds.com for savings on prescriptions for your family. The card is available to all irrespective of their age and income, or coverage. No registration is required, there are no upfront or renewal charges and you can use this prescription medication discount card for unlimited fills and refills at licensed pharmacies near you.
SaveonMeds medications savings card can be used as Adipex drug saving card, flu discount card, Albuterol HFA inhaler prescription savings card, and as a general drug savings card to save on meds that you need for your family.
Download your SaveonMeds drug card from www.savingsonmeds.com, or get your digital drug savings card by texting the keyword “SAVEONMEDS” to the phone number 21000. You can start using your SaveonMeds prescription medications savings card right away for your family’s prescription savings as it comes activated. Using the card is easy, just show it the pharmacist or use the app to get average savings of 50% on various branded in generic mediations which in some cases can be as much as 85%. The card can be used at over 65,000 pharmacies in the USA, including the big chains such as CVS, Kroger, Walgreens, Winn Dixie and Rite Aid. SaveonMeds drug card can be used to save on medication costs with insurance also as you may get many of your medications at a lower cost than what you will cash out as copays or high deductibles with your insurance.
Disclaimer: The information and content posted on this website is intended for informational purposes only and is not intended to be used as a replacement for medical advice. Always seek medical advice from a medical professional for diagnosis or treatment, including before embarking on and/or changing any prescription medication or for specific medical advice related to your medical history.
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